1. Introduction

1.1 These terms and conditions (together with our privacy notice and website terms of use
(which can be found on our website at [www.roseradford.com] (“the Website”)), (“Terms and
Conditions”) confirm the basis on which we supply the paid workshop or the Online Course
(“the Online Course”) to you, the person purchasing the Online Course (“You”).

1.2 Please read these Terms and Conditions carefully before placing your order. By placing
your order for the Online Course you are agreeing to be bound by these Terms and
Conditions.
Should you not wish to be bound by these Terms and Conditions then you should not
proceed with any order of the Online Course.

2 About us

2.1 www.roseradford.com is owned and operated by Rose Radford Ltd (“We”, “Us”), Our
registered business number is C102082. Our registered office is at
36, FL3,
Abbate Savoia Street,
Naxxar NXR1141
Malta

3 The Online Course

3.1 We shall deliver the Online Course with reasonable care and skill consistent with best
practices and standards applicable within our marketplace.

3.2 We agree to comply with all relevant regulations, guidance, standards and codes of
conduct that apply or are relevant to the provision of the Online Course.
3.3 We shall deliver the Online Course in accordance with the details set out in Schedule 1
(attached).

3.4 We shall use our reasonable endeavours to deliver the Online Course within the
timescale as set out in Schedule 1, however, time shall not be of the essence for delivery.

3.5 In delivering the Online Course, we may engage the services of our employees,
contractors and other third-party providers as we deem necessary.

3.6 Whilst we shall make every effort to deliver the Online Course in accordance with the
details as set out in Schedule 1, we reserve the right to amend, revise or make changes to
the Online Course or cancel, amend, change or reschedule any part as is reasonably
required by us without any notice to you. Where changes or amendments are made, we
shall ensure that the Online Course still matches the description provided to you at the time
of your purchase, save that we shall not be prevented from making any beneficial changes
to the Online Course which mean that the original description is enhanced. We shall not be
liable for any changes or cancellations that are made to the Online Course.

3.7 When you purchase an Online Course from us, we may provide you with materials,
information, videos, resources, data and other content (“Content”). By completing your order
and purchase you agree and accept that all such material remains our confidential and
proprietary intellectual property and belongs solely and exclusively to us and can only be
used by you in connection with your use of the Online Course and should not be copied,
disclosed, or used for any commercial reasons without our express consent.

3.8 The Online Course is a business-related course and is designed to be used for business
Purposes.

3.9 Any information, support and guidance we provide to you is not personal to you and
should not be taken or relied upon as advice, guidance or information personal to your own
situation or circumstances.

3.10 Where the Online Course includes interactive or live training, teaching, coaching or
information sessions via video link or telephone (“the Sessions”), the dates and times of
these Sessions will be arranged by us and notified to you by, by email. It shall be your
responsibility to attend the Sessions as arranged and no alternative or replacement dates or
times shall be offered if you are unable to attend for whatever reason.

3.11 The Online Courses is provided on an ‘as-is’ and ‘as available’ basis. From time to time
we may be required to undertake changes or amendments to the Online Course or our
systems and processes, which includes routine and unexpected maintenance. We shall not
be liable for any lack of accessibility to the Online Course or our systems or processes which
is caused due to routine or unexpected maintenance.

4 Your Obligations

4.1 By placing an order through our Website, you agree and warrant that you:

4.1.1 are legally capable of entering into binding contracts;

4.1.2 are at least 18 years of age; and

4.1.3 will ensure that all of the information that you provide to us is true and accurate.

4.2 You accept and agree that all communication between us will be via electronic means.
We
shall contact you using the email address that you provide to us and it shall be your
responsibility to contact us if that changes. Where we need to provide you with information,
we shall do this via email or by posting information on our Website. You can contact us using
the details set out below.

4.3 You agree to provide us with all necessary information we require in order to deliver the
Online Course to you.

4.4 We shall not be liable for any delay in the delivery of the Online Course caused by your
failure to comply, or delay in complying, with any of the provisions in this Clause.

4.5 Your order and purchase of the Online Course is personal to you. On this basis you
accept and agree that you will not share or disclose your access to the Online Course, or
your password to any private area, with any third party, or sell, licence or otherwise assign
your rights in relation to this Online Course.

4.6 We respect your privacy and confidentiality and we ask that you respect the privacy of
Other individuals accessing the Online Course (“Clients”). Where the Online Course includes
Sessions as part of a group (“Group Sessions”), access to a private facebook group or other
Private group or area, you agree:

4.6.1 to act in a reasonable and responsible manner at all times when accessing the private
groups or areas or during any Group Sessions and not to act in a manner which may cause
offence, distress or alarm to any Clients or any other individual accessing the Online Course
and/or Group Sessions;

4.6.2 not to record any Sessions or Group Sessions, for your personal use or otherwise;

4.6.3 not to share information, whether expressed to be confidential or not, that is shared
by another Client;

4.6.4 not to capture or share images of any other Client or that include any other Client
without that Client’s express permission;

4.6.5 not to canvass, promote or advertise your products or services to any of our
employees, contractors or Clients, or use your participation in the Online Course or access
to the Online Course to canvass, promote or advertise your products or services without our
express consent;

4.6.6 not to use any private group or area for any unlawful purpose; and

4.6.7 that when accessing any private group or area that you will not upload, post, transmit
or otherwise make available content that:

4.6.7.1 Infringes copyright, trademark, or other intellectual property rights belonging to us or
any other person or entity;

4.6.7.2 is by its nature defamatory, libelous, obscene, demeaning or which causes offence to
another individual whether intended or not;

4.6.7.3 discloses personal and/or confidential or sensitive information about another person;

4.6.7.4 is threatening or causes a Client to feel harassed or in fear; and/or

4.6.7.5 is classed as spam.

4.7 Where the Online Course includes access to a private area and/or you are required to
set up an account it shall be your responsibility to:

4.7.1 provide the correct information to set up your access to the private area or create your
account; and

4.7.2 keep your password or any other access information private, safe and secure; and

4.7.3 to notify us should you become aware of, or suspect that a third party is aware of
your password or access details.

4.8 If you experience a fault or other issue with the Online Course please let us know
immediately by email to info@roseradford.com.

4.9 You accept that as part of your participation in the Online Course that you may be
required to review and make decisions concerning your business and career, finances,
education and
development and that any such reviews, subsequent decisions, implementation and action
will be your sole responsibility and that we shall not be liable for your failure to make
decisions, put into action plans or strategy, or for any results whether direct or indirect arising out of your access to the Online Course or any other Services provided by us.

4.10 You accept that access to the Online Course is not a substitute for counselling or other
therapy services. In the event that you are undergoing medical or other professional help
concerning your mental health then you should inform your practitioner of your intention to
access the Online Course and the extent of the services being provided and inform us if
appropriate and relevant.

4.11 When accessing the Online Course and/ or any private areas you agree not to take any
action which seeks to disable or in any way interfere with any of our systems or processes or
tests or seeks to test the vulnerability of any of our systems or processes.

4.12 In the event you have any concerns as to any aspect of our delivery of the Online
Course you agree to notify us of such concerns by email to info@roseradford.com as soon
as possible and allow us reasonable time to investigate your concerns and resolve them
before you take any further action. For the purposes of this clause further action includes
stopping payment or making any chargeback or similar claim.

4.13 You agree that during your access to the Online Course, and for a period of 12 months
afterwards, that you shall not solicit any of our Clients or prospective clients without our
express consent, such consent not to be unreasonably withheld.

4.14 You agree that for the duration of your access to the Online Course, and for a period of
12 months afterwards, that you will not employ, engage or attempt to induce, employ, solicit or
entice away from us any of our employees, or contractors that were engaged, employed or
contracted to us at any point during the period of your access to the Online Course, without
our express consent in writing, such consent not to be unreasonably withheld.

4.15 You accept that purchasing the Online Course does not establish any form of legal
business relationship and that we are only liable to you in respect of the services provided
and to the extent as set out within these Terms and Conditions.

4.16 In the event you refuse or fail to comply with this Clause 4 then we shall be entitled to
terminate your access to the Online Course and any associated Sessions or Group
Sessions,
groups or member areas and no refund will be provided.

4.17 You agree to indemnify and hold us harmless for any action taken against us due to
Your violation or disregard of:

4.17.1 any of these Terms and Conditions;

4.17.2 your participation in any way in the Online Course.

5 Accessing the Online Course

5.1 Your order and purchase of the Online Course is a contractual offer that we may, at our
Sole discretion, accept. After making your order you will receive an email from us acknowledging that we have received notification of your order.

5.2 Our email acknowledgment is not our acceptance of your order. Our acceptance is
Indicated when we send your confirmation email (“Confirmation Email”) and a legally binding
agreement between us will be formed once we send the Confirmation Email.

5.3 When you place an order to purchase the Online Course you will be required to
acknowledge that you wish access to the Online Course to be provided to you immediately
and that you acknowledge and agree that you will lose any legal right to change your mind
and cancel this agreement.

5.4 In the event we are unable to fulfil your order and deliver the Online Course we shall
notify you by email and provide you with a full refund of the Course Fee paid.

6 Fees and Charges

6.1 The cost for the Online Course (“the Course Fee”) is as set out in Schedule 1.

6.2 The Course Fee shall be paid by you in USD $ using the payment methods set out in
Schedule 1 and is inclusive of VAT and any other taxes which may apply.

6.3 Any deposit payable shall be non-refundable unless we fail to deliver the Online Course
By reason of our own fault or failure.

6.4 Time shall be of the essence in respect of the payment of the Course Fee, any
instalment of the Course Fee and/or any deposit.

6.5 Payment of the Course Fee shall be made without deduction, set off or any form of
withholding except as is required by law.

6.6 Cleared payment of the Course Fee or the first payment of any instalment arrangement
must be received by us before you are entitled to access the Online Course.

6.7 Where you wish to make payment of the Fee by credit or debit card then you authorise
us to charge your debit or credit card to obtain payment of the Fee. In the event payment is
rejected by your debit or credit card provider, or payment fails, but you have still received
access to the Online Course then you agree to be responsible for payment of the Fee within
7 days from access to the Online Course being provided.

6.8 We reserve the right to vary the amount of the Course Fee at any time. The Course Fee
that is shown on our Website or other Social Media Platforms at the time your purchase is
made is the price that you will be required to pay.

7 Late Payment

7.1 You are responsible for ensuring that payment of the Course Fee or any instalment of
The Course Fee (if applicable) is paid in full and on time in accordance with the payment terms
Set out in Schedule 1.

7.2 If payment of the Course Fee or any instalment of the Course Fee is beyond 7 days
overdue, then we shall be entitled to any or all of the following remedies:

7.2.1 to withhold delivery of the Online Course or access to any associated Sessions, Group
Sessions, groups, areas or resources until payment has been made in respect of the
outstanding amount;

7.2.2 to remove you from any groups, private areas, or similar resources which have been
provided as part of the Online Course.

7.3 In the event your account is beyond 30 days overdue we shall be entitled to instruct a
collection agent or lawyer to seek recovery of the Fee along with any late payment fee and
any accrued costs incurred in taking such action.

8 Refund Policy

8.1 You are purchasing access to a digital recording of a live event hosted online. As you will
receive instant access to the recording, we are unable to offer refunds if you change your
mind. Please consider the information about the workshop carefully before purchasing. Your
statutory refund rights are not affected.

8.2 No chargeback or threatened chargeback claims from your debit or credit card provider
will be accepted by us. Should you have any concerns about the Online Course then you
agree to raise your concerns with us in accordance with the terms of this Agreement. In the
event you choose to pursue a chargeback claim without first contacting us, then you accept
that such action shall constitute a breach of this Agreement and you shall indemnify us for
the repayment of any charges, costs or fees imposed on us by your debit or credit provider
or our merchant service provider as a result of your actions, along with our reasonable costs
for dealing with the matter calculated at a rate of £100 per hour.

9 Cancellation and Termination

9.1 You shall have the right to cancel your access to the Online Course by providing notice
to us by email to info@roseradford.com. In accordance with Clause 8 despite cancellation,
no refunds will apply.

9.2 Upon cancellation or termination pursuant to these terms and conditions, any
outstanding payments in respect of the Course Fee shall become immediately due and
payable.

9.3 We reserve our right to terminate your access to the Online Course and any associated
Sessions, groups or resources, with immediate effect, and without refund, if you:

9.3.1 commit a material breach of your obligations under these Terms and Conditions; or

9.3.2 fail to provide payment of any amount due in respect of the Course Fee as and when it
becomes due; or

9.3.3 have a bankruptcy petition presented against you or you are subject to a bankruptcy
order; or

9.3.4 enter into an insolvency arrangement; or

9.3.5 are otherwise unable to pay your debts; or

9.3.6 cease trading or an administration or winding-up order is made or an administrator or
receiver is appointed over your business.

9.3.7 are subject to any of the circumstances as set out in clause 9.4.

9.4 We shall be entitled to limit or cancel your access to the Online Course or suspend,
and/or terminate the arrangement without refund of any Course Fee, whether paid or remaining due and payable, if we reasonably determine that you are:

9.4.1 becoming disengaged, disruptive or if you impair the provision of the Online Course or
the enjoyment of the Online Course by any of our Clients. For the purposes of this
Agreement the terms disengaged and disruptive shall be given their ordinary dictionary
meaning and examples of such behaviour shall include, but not be limited to, displaying a
lack of interest in the Online Course, failing to respond positively to requests for further
information or other contact, repeatedly ignoring or failing to respond to emails or other
messages, communicating in a way which is abusive or intended to cause offence; and/or

9.4.2 failing to follow or abide by any of the terms set out within this document or any other
terms or guidelines as may be agreed whether such action constitutes a material breach or
not.

9.5 Upon termination of this arrangement for any reason:

9.5.1 all clauses which either expressly or by their nature relate to the period after the
delivery of the Online Course or expiry or termination of the same shall remain in full force
and effect; and

9.5.2 you will no longer have any access to any private groups, Sessions or Content, unless
we have expressly agreed in writing otherwise.; and

9.5.3 you shall cease to use, either directly or indirectly any Confidential Information
received as part of the Online Course, and shall immediately return to us or destroy any
documents, materials or resources in your possession or control which contain a record of
any Confidential information.

10 Confidentiality, Intellectual Property and Data Protection

10.1 In order to benefit fully from the Online Course you accept that in some cases you may
Be encouraged to disclose Personal Data and / or Confidential Information. We understand and
respect the value of such information and shall not, either directly or indirectly, communicate
or disclose, make available to, or use for our own purposes, your ideas, know-how, business
practices, concepts and techniques, plans, trade secrets, and other confidential and/or
proprietary information (collectively, “Confidential information”) that you may disclose to us
as part of your use of the Online Course.

10.2 Confidential Information for the purposes of these Terms and Conditions excludes any
information that:

10.2.1 was already known to us prior to being provided with that information by you;

10.2.2 is already accessible in the public domain;

10.2.3 is provided to us by a third party separately from this Agreement and without any
breach of the terms of this Agreement; or

10.2.4 is produced, developed or collated by us independently of you and without any
breach of these Terms and Conditions.

10.3 When you purchase the Online Course, we shall grant to you a personal, limited, non-
exclusive, non-transferable, revocable licence to access, view and use any Content or other
materials and resources provided as part of the Online Course solely for your business
purposes and for the purposes intended by these Terms and Conditions. All other uses are
strictly prohibited.

10.4 Any personal data that you provide to us in connection with your purchase and use of
the Online Course, or these Terms and Conditions, will be maintained by us and stored,
accessed and processed in accordance with recognised data protection laws and legislation
including the General Data Protection Regulation 2018 (“GDPR”) and we shall only process
your personal data to the extent reasonably required to enable proper delivery of the Online
Course. For full details of how we process, use, collect and store your personal data please
refer to our privacy notice which can be found at www.roseradford.com.
10.5 We shall only process your personal data to the extent reasonably required to enable
proper delivery of the Online Course and shall only retain it for as long as is necessary to
Allow completion and delivery of the Online Course and to comply with any legal or regulatory
requirements in accordance with relevant retention guidance.

10.6 The obligations set out above shall not apply where it is necessary for us to disclose in
connection with legal proceedings, prospective legal proceedings, to allow us to obtain legal
advice, or where we have been directed to do so by a court or other body of equivalent
jurisdiction.

10.7 By purchasing the Online Course you hereby agree and undertake that from the date of
purchase:

10.7.1 not to infringe any of our, or our Clients’ copyrights, patents, trademarks, trade
secrets or other intellectual property rights;

10.7.2 that any Confidential Information disclosed by us, or our Clients is confidential and
proprietary, and belongs solely and exclusively to us or the Client disclosing it;

10.7.3 not to disclose such Confidential Information to any other person or use it in any
manner other than during Sessions or as otherwise expected as part of the provision
of the Online Course;

10.7.4 that all Content, materials, resources, information and any data provided by us or
our Clients, is that person’s confidential and proprietary intellectual property and
belongs solely and exclusively to them, and may only be used by you as expressly
authorised by us or our Clients; and

10.7.5 the reproduction, distribution, broadcasting, transmission and/or sale of any content,
information, resources or materials provided during provision of the Online Course or at any
time thereafter by anyone but us is strictly prohibited. You agree that in the event of any
breach of their obligations contained in this Agreement then damages, loss or irreparable
harm may arise and that in such circumstances we will be entitled to seek relief, including
injunctive relief against you.

10.8 In the event you choose to share comments, information, content, photos, graphics or
images (“Client Content”) with us then in doing so you are granting to us, free of charge,
permission to use that Client Content in any way as part of our business services. Such uses
shall include advertising and marketing.

10.9 Where you choose to share Client Content with us as defined above, you confirm that
You have the legal right to share that Client Content and that it does not infringe any third party’s
intellectual property or other rights.

10.10 Where you provide us with a testimonial, review or similar information (“Review”) then
In doing so you consent for us to exhibit, copy, publish, distribute, use on our Website or any of
our pages, our social media sites or in our advertising and marketing campaigns or email
communications, your Review or part of your Review, as we reasonably require to lawfully
promote our business. You can amend your consent at any time by emailing us.

10.11 The provisions of this Clause 10 shall continue in force notwithstanding the
termination of our arrangement for any reason.

11 Liability

11.1 Your purchase of the Online Course and compliance with these Terms and Conditions
Does not constitute or imply any business relationship other than as set out within this Agreement.

11.2 When purchasing the Online Course, you will have access to information, services and
resources designed to benefit you but it is your responsibility to take action and to implement
the necessary information received and/ or the skills or tools shared. Your success and any
results you achieve will depend on your own efforts, experience, knowledge and personal
circumstances and any other factors which are outside of our control. On this basis, we do
Not guarantee that any particular results or success will be achieved.

11.3 We have made every effort to accurately represent the Online Course. Any testimonials
and/or examples of results or success experienced are not intended to represent or
guarantee that anyone will achieve the same or similar results. As with any business endeavour, there is an inherent risk of loss of capital and we make no guarantee, representation or warranty with respect to any results that can be achieved through use of the Online Course.

11.4 We do not warrant or guarantee that your access to the Online Course will be:

11.4.1 accessible via your particular hardware or software;

11.4.2 free from interruptions or errors;

11.4.3 free from defects;

11.4.4 suitable for your particular business situation or circumstances.

11.5 We shall not be liable (whether caused by us, our agents, employees or otherwise) to
you for:

11.5.1 any indirect, consequential or special damages, losses or costs;

11.5.2 any loss of profits, business, data, reputation or goodwill or any such anticipated
Losses;

11.5.3 any failure to deliver the Online Course where we are prevented due to a reason
beyond our reasonable control; or

11.5.4 any losses arising from your choice of the Online Course or your use of the Online
Course once delivered.

11.6 We shall not be liable to you where we have informed you of a problem with the Online
Course and provided you with a free update to resolve any problem and you have failed to
apply the update, or where any damage is caused due to your failure to follow any
instructions or guidance we provide.

11.7 In the event you incur damages as a result of our default or breach of this Agreement,
Our entire liability under this Agreement is limited to the amount of the Course Fee paid by you
As at the time the loss is sustained. You agree and acknowledge that this clause

11.7 is fair and reasonable given the nature of this Agreement and the provision of the
Online Course.

11.8 Nothing in this Agreement shall limit or exclude our liability for death or personal injury
caused by our negligence or for any fraudulent misrepresentation.

11.9 During the term of this Agreement and at any time thereafter, you agree to take no
Action which is intended, or would reasonably be expected, to harm us, our agents, employees,
contractors, or Clients, or its or their reputation or which would reasonably be expected to
lead to unwanted or unfavourable publicity to us, our agents, employees, contractors, or Clients.

11.10 In the event a dispute arises in connection with this Agreement and the provision of
The Online Course which is incapable of being resolved by mutual consent then we both agree to submit the matter for mediation by an independent mediator. In the event a resolution is still
not possible following mediation then either Party shall be at liberty to commence legal
action.

12 General

12.1 The failure of either Party to actively enforce any provision of these Terms and
Conditions shall not prevent that Party from subsequently seeking to enforce any term or obligation of this agreement and any such failure shall not constitute a waiver, diminution or limitation of any right.

12.2 In the event any provision of these Terms and Conditions is deemed to be invalid, or
unenforceable for any reason then that provision shall be struck out and the remaining
provisions shall remain valid and enforceable.

12.3 Every effort will be made to deliver the Online Course in accordance with these Terms
And Conditions but we shall not be liable for any delay or failure in provision of the Online Course should we be prevented or delayed due to any act, event, omission or accident beyond our reasonable control (“Events”), including but not limited to any of the following: an act of god
(which shall include but not be limited to fire, flood, earthquake, windstorm or other natural
disaster), extreme adverse weather conditions, disease, epidemic or pandemic, strike,
industrial action, lock out, war or threat or preparation for war, civil war, civil commotion, riot,
armed conflict, imposition of sanctions, embargo, terrorist attack, nuclear, chemical or
biological contamination or sonic boom, explosion, delays in transit, malicious or accidental
damage, collapse of building structures or failure of plant or machinery, loss at sea, any act
or omission of a telecommunications officer or third party supplier of services, the expiry of
any transition or implementation period agreed with the European Union during which
European Union law is applicable to and in the United Kingdom, or any other circumstances
beyond our control. Should an Event occur then time of delivery of the Online Course shall
be extended until a reasonable time after the Event preventing or interfering with the delivery
and access to the Online Course, and under no circumstances will we be liable for any loss
or damage suffered by you as a result thereof.

12.4 Where an Event arises, we shall provide you with a notice in writing sent to the email
address which you provide to us, and which it shall be your duty to inform us should it
change, setting out the nature and extent of the Event and any steps we are taking to
mitigate the impact and effect of the Event.

12.5 Should the Event continue for longer than 6 months then either one of us shall be
entitled to terminate this Agreement by providing the other with 14 days notice in writing.
Termination in
these circumstances shall be without prejudice to the rights of either of us in respect of any
breach of these Terms and Conditions occurring prior to termination. Any refunds will be
considered at our discretion.

12.6 This Agreement shall be governed by the exclusive jurisdiction of the Courts of England
and Wales and the laws from time to time in force.

12.7 You agree that no other representations have been made by us to induce you into
purchasing the Online Course and no modification or variation to these Terms and
Conditions shall be effective unless agreed in writing.

12.8 Save as provided for in clause 11.9 the Contracts (Rights of Third Parties) Act 1999
shall not apply.

Schedule 1: Paid Workshop

1. Introduction
These terms and conditions set out the specific detail relating to our Paid Workshops. “Paid
Workshops” are virtual training sessions run by us for which we charge you a fee to view.
The workshop has already been delivered and recorded and there will not be an opportunity
to ask questions.

2. Workshop details

2.1. The Paid Workshop includes a recording of a live-led training, marketing and business
support workshop.

2.2. Subject to the payment terms being met, the Paid Workshop shall be delivered as
follows:

2.2.1. Access to the recording of a training session previously delivered live

2.2.2. Lifetime access to Materials;

2.3 When initially delivered the Workshop included the opportunity to be part of an
interactive Facebook group. That option is not available with the recording and there is no
live element or access to ask questions about the strategy elements of the course. As you
will have access to the recording via our course platform you shall have the ability to access
the recordings at any time to suit you.

3. Workshop Fee

3.1. The fee for the Paid Workshop Course is $47 as a one-time payment only (“the Course
Fee”).

3.2. Payment shall be made by credit/debit card or Paypal via Kartra

3.3. Cleared payment of the Course Fee must be received before access is provided to the
Paid Workshop Course.

4. Course Duration

4.1. You will have lifetime access to the Paid Workshop Course.

4.2. For the purposes of this Agreement, lifetime access shall mean the period of time the
Paid Workshop Course is available to purchase through our Website, such a period shall not
be shorter than three months